COVID-19 Anoka County Business Resources

Anoka County has staff that can offer your organization free technical assistance

For free, confidential business advice, you may reach out to our Open to Business Advisor Carrie Mikkonen
For workforce related questions, please reach out to Maria Lourey-Bowen, Workforce Development Specialist.
Maria Lourey-Bowen  –

Anoka County COVID Relief Grants


To support businesses and nonprofits impacted by COVID-19, the state of Minnesota will be issuing funds to counties to disperse in 2021.  Anoka County received $6,982,490.49 for businesses and nonprofits members negatively impacted by COVID-19.  The County Board established criteria to distribute these funds and opened an application in January that closed on 2-14-21.  At this time, the county has CLOSED the application due to a large volume of applications received. 


All applicants that have applied please allow patience as we will contact you to let you know if you were approved or denied on or before March 15th.  Applicants may email to with any questions.

Anoka County State COVID Relief Grant Guidelines

View available COVID-19 resources by City and connect with your local economic development contacts by clicking the matrix button below.

Federal & State Financing

MN Department of Employment and Economic Development (MN DEED), the Small Business Administration and your local banks are offering disaster assistance and recovery loan programs to help your company from loss in revenue, and more.  See the available programs below.  

MN Dept. of Revenue Grants

The Minnesota Department of Revenue will send COVID-19 Business Relief payments to eligible businesses impacted directly by EO 20-99 including restaurants, gyms/fitness centers, caterers, cafeterias/buffets, bowling centers, distilleries, wineries, breweries and bars.


DOR will send payments to eligible businesses that meet the rest of the program requirements listed online including COVID impacted, located within Minnesota and more.


Eligible businesses will receive a payment based on their number of employees and participation in the state Unemployment Insurance system ranging from $10,000-45,000.

DEED Small Business Loan Guarantee Program

This loan program helps employers that may not have been eligible under the DEED Small Business Emergency Loan Program.  DEED is not the lender, but it will work with lenders throughout the state to use the loan guarantees to support small business loans. These loan guarantees will facilitate loans for a variety of purposes and can be subordinate to other financing. Allowable loan uses must be exclusively in Minnesota and include machinery or equipment purchases, maintenance, or repair; expenses related to moving into or within Minnesota; and working capital when the working capital is secured by fixed assets when possible.
The program will provide an 80% guarantee up to a maximum of $200,000, therefore the maximum loan amount in the loan guarantee program would be $250,000.   The program is only employers with less than 250 employees are eligible.

SBA - Small Business Disaster Assistance Loan

**Both the SBA EDIL & Paycheck Protection Funds are in high demand and continue to need additional appropriations before taking new applications.  Talk to a local banker and check back on the SBA website for the latest info.
** To check the status of an application that was submitted and not funded for either program contact: | 800-659-2955  or  612.370.2324


The U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of Coronavirus (COVID-19). This program is for small businesses and most non-profit organizations that have suffered directly by this disaster. Loans can be for up to $2 million and may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. Loans under $25,000 can be made without collateral, loans over $25,000 should be collateralized. However, the SBA will not decline a loan for lack of collateral.  Find out more by visiting
There is no cost to apply and no obligation to take the loan if approved.  Please contact our Northeast Minnesota SBDC consultants for assistance with the application process if needed.  They can be contacted directly or by signing up for service at

Federal Paycheck Protection Program

**Both the SBA EDIL & Paycheck Protection Funds are in high demand and continue to need additional appropriations before taking new applications.  Talk to a local banker and check back on the SBA website for the latest info.
** To check the status of an application that was submitted and not funded for either program contact: | 800-659-2955  or  612.370.2324
The purpose of the Paycheck Protection Program is to help employers with less than 500 employees retain employees, at their current base pay.  Loans can be used for payroll expenses from Feb 15, 2020 – June 30th, 2020.  If employers keep all employees, the entirety of the loan will be forgiven.  If an employer keeps a portion of employees, the loan forgiveness will be reduced by the percent decrease in the number of employees.  The amount any small business is eligible to borrow is 250 percent of their average monthly payroll expenses, up to a total of $10 million. 
The terms of the loan not forgiven may differ on a case-by-case basis. However, the maximum terms of the loan feature a 10-year term with interest capped at 4 percent and a 100 percent loan guarantee by the SBA. You will not have to pay any fees on the loan, and collateral requirements and personal guarantees are waived. Loan payments will be deferred for at least six months and up to one year starting at the origination of the loan. 

SBA Loan Payment Deferrals

The CARES Act passed provides a 6-month debt forgiveness to the borrower for all 504, 7a, Community Advantage, Microloan borrows and Disaster Loans from the SBA. 

Entrepreneur Fund

Businesses with a current EF loan can sign up for a free consulting session as a starting point.  Additionally, the Entrepreneur Fund has developed the Small Business Relief Fund to support businesses in our region hard hit by the Coronavirus pandemic. Funding will allow EF to provide financial grant assistance to business owners who are facing significant challenges but do not qualify for local, state or federal relief.
Find out more at

Bank Loans

A majority of banks or credit unions have established new loan programs or are offering laxed repayment options on existing loans for both personal and business loans.  Contact a local bank partner to see what assistance is available.  The American Bankers Association has pulled together a list of banks that are offering  special assistance at this time.  This is updated daily.


Unemployment Insurance and Additional Resources for Employers

DEED – Rapid Response

Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. Rapid Response teams will discuss your needs with you, help avert layoffs if possible, and provide services to assist workers facing job losses. For more information, visit DEED’s Rapid Response page or call 1-866-213-1422

DEED – Shared Work – Alternative to Layoffs

Employers experiencing a slowdown in their businesses or services as a result of the coronavirus impact on the economy may apply for the Unemployment Insurance Shared Work Program. This program allows employers to seek an alternative to layoffs – retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Shared Work Program receive the percentage of their weekly UI benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent. Visit Shared Work Program to learn more:

Anoka County Dislocated Worker Program – For permanent layoffs

Our Dislocated Worker program offers free services to help individuals find suitable employment and help take the stress and uncertainty out of the process. Workers may be eligible for this program if they are out of work through no fault of their own, are eligible for unemployment insurance, and are unlikely to return to your previous occupation or industry.

Health Insurance Options for Laid-off Workers

  • Anytime a Minnesotan loses health coverage, including employer-sponsored coverage, they are eligible to enroll in coverage through MNsure via a special enrollment period for the 60 days following the loss of coverage. (Details here.) Additionally, if someone is eligible for Medical Assistance or MinnesotaCare, enrollment is available at all times, regardless of when they might have last had coverage. (Details here.)

Pandemic Unemployment Insurance

For employees that were not traditionally covered under traditional unemployment insurance are advised to now apply for Pandemic Unemployment Insurance (PUI).  They advise you apply now, although the program to distribute benefits to self-employed people is not yet ready, so your information will be in the system for faster processing once the program is ready to make payments.

Unemployment Insurance

On March 16, Governor Walz issued an executive order ensuring workers affected by COVID-19 have full access to unemployment benefits. The order also relieves taxpaying employers of benefit charges associated with COVID-19. This means a company’s unemployment tax rate will not increase if your workers collect unemployment benefits due to COVID-19.  If your workers apply for unemployment benefits, DEED will let you know.  More information about Unemployment Insurance for employers:

For employees not covered by unemployment insurance – both the State and Federal government are working on alternative assistance options.  More information to come. 

Business 4 Business MSP Regional Coalition

A broad alliance of Twin Cities counties, chambers of commerce, community development agencies and other partners are building a local support network to help small businesses survive and recover from the COVID-19 pandemic.
The Business4Business Minneapolis-Saint Paul (B4B MSP) coalition will connect small businesses with local resources from public agencies and private sector partners, including technical and financial assistance to provide immediate relief.
Priority outreach will be conducted in partnership with community-based organizations working in low-wealth communities, communities of color, and areas with barriers to access other small business resources.

How to Help

Through these partnerships, B4B MSP will be able support our resilient small business community through unprecedented challenges and continue to drive inclusive economic growth that strengthens our communities.


State & Federal Tax Assistance 


The Treasury Department and IRS are extending the due date for Federal income tax payments due April 15, 2020, to July 15, 2020, for payments due of up to $10 million for corporations and up to $1 million for individuals – regardless of filing status – and other unincorporated entities.   Visit


Minnesota has also extended the the due date for business and personal income tax payments due April 15, 2020, to July 15, 2020.

Sales Tax Payment Extension for Eligible Businesses
The Minnesota Department of Revenue is granting a 30-day Sales and Use Tax grace period for businesses identified in Executive Order 20-04. During this time the department will not assess penalties or interest.

Other Resources

Minnesota Dept. of Health:

Minnesota Chamber of Commerce Toolkit – available to both members and non-members:

Minnesota Department of Labor and Industry – Info relative to the trades, license exams and workers compensation.

Center for Disease Control and Prevention – planning guides for businesses:

OSHA – Guidance on Preparing Workplace for COVID-19:

EEOC – Pandemic Preparedness in the Workplace and the Americans with Disabilities Act:

MetroNorth Chamber 

Business resource page:

Facebook page:

Central hub where individuals and families can access information on finding food, paying housing bills, or other essential services:  Dial 2-1-1, 651-291-0211 or 1-800-543-7709 or Text ‘MNCOVID’ to 898211